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Gundeti Nirmal & Co.

Chartered Accountants

NBFC_Acceptance_of_Public_Deposits_Reserve_Bank_Directions_1998

Section / Rule Number Content


8. Minimum Credit Rating
9. Approved Credit Rating Agencies and Minimum Investment Grade Credit Rating
10. Prohibition from accepting demand deposit
11. Period of Public Deposit
12. Ceiling on quantum of deposit
13. Downgrading of Credit Rating
14. Ceiling on the rate of interest
15. Deposits from Non-Resident Indians
16. Payment of brokerage
17. Intimation of maturity of deposits to depositors
18. Renewal of public deposit
19. Payment of interest on overdue public deposits
20. Joint deposit
21. Particulars to be specified in application form soliciting public deposits
22. Advertisement and statement in lieu of advertisement
Chapter – V General provisions regarding repayment of public deposit

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